It has a strict regulatory framework within the EU Money Market Fund Regulation published by the European Commission.
Santander GBP LVNAV Money Market
A solution designed for your short-term cash investment needs
What is a money market fund?
A money market fund is a type of mutual fund that primarily invests in low-risk, high-grade, short-term securities. The authorised instruments include Commercial Papers (CP), Certificates of Deposits (CD), short-term bonds, and reverse repos (reverse repurchase agreements). They provide the benefits of pooled investments, allowing the investors to invest in a diverse portfolio of high-quality assets.
It is managed within strict credit quality, diversification and maturity guidelines to seek preservation of capital, liquidity and security.
There is no requirement to commit cash for a specific period and there are no lock-up periods and no early withdrawal penalty.
Discover the Santander GBP LVNAV Money Market
The Santander GBP LVNAV Money Market Fund is designed for investors seeking capital stability and daily liquidity for their operational cash. The fund invests selectively in a range of money market and fixed income assets including deposits, repurchase agreements, certificates of deposit, commercial paper and short-dated fixed or floating rate bonds.
In partnership with LGIM
A global leader in Money Market Funds with £34 Billion* assets under management in the asset class.
*LGIM as at September 2025
Article 8 fund
The fund is art.8 under the SFDR Regulation and applies sustainable investment criteria.
Why use Santander GBP LVNAV Money Market for your short-term cash investment needs?
Clearly defined liquidity and diversification controls and stress tests are designed to ensure consistency with this dual objective.
A strong risk management culture dedicated to preserving capital, which encompasses credit, interest rate and liquidity risk.
Managed by one of the UK’s leading providers of liquidity solutions and a major global investor. Their investment process draws on a broad range of investment expertise.
Investment Process
LGIM has a team-based approach to liquidity management, which forms a strategic part of their asset management capability, incorporating liquidity and short-duration portfolios as well as securities financing. They have a three-pillar investment process, drawing on LGIM’s broader investment expertise:
Macro
The macroeconomic outlook acts as an anchor for portfolio construction.
Credit
Fundamental credit research, focused on the evolution of credit quality, provides a universe of permitted issuers.
Risk management
Investment and operational risk management oversight ensures consistency with portfolio objectives.
The value of an investment and any income taken from it is not guaranteed and can go down as well as up, and the investor may get back less than the original amount invested. It should be noted that diversification is no guarantee against loss in a declining market.
Important information
The value of an investment and any income taken from it is not guaranteed and can go down as well as up, and the investor may get back less than the original amount invested. Past performance is not a guide to future performance.
Important information
The information in this document is for professional investors and their advisers only.
This document is for information purposes only and we are not soliciting any action based on it. The information in this document is not an offer or recommendation to buy or sell securities or pursue a particular investment strategy and it does not constitute investment, legal or tax advice. Any investment decisions taken by you should be based on your own analysis and judgment (and/or that of your professional advisers) and not in reliance on us or the Information.
This document does not explain all of the risks involved in investing in the fund or investment strategy. No decision to invest in the fund or investment strategy should be made without first reviewing the prospectus, key investor information document and latest report and accounts for the fund, which can be obtained from https://www.santanderassetmanagement.co.uk/tools#/fund-centre.
This document has been prepared by Santander Asset Management UK Limited and L&G (‘we’ or ‘us’). The information in this document is the property and/or confidential information of Santander Asset Management UK Limited and may not be reproduced in whole or in part or distributed or disclosed by you to any other person without the prior written consent of Santander Asset Management UK Limited. Not for distribution to any person resident in any jurisdiction where such distribution would be contrary to local law or regulation.
No party shall have any right of action against Santander Asset Management UK Limited and L&G in relation to the accuracy or completeness of the information in this document. The information and views expressed in this document are believed to be accurate and complete as at the date of publication, but they should not be relied upon and may be subject to change without notice. We are under no obligation to update or amend the information in this document. Where this document contains third party data, we cannot guarantee the accuracy, completeness or reliability of such data and we accept no responsibility or liability whatsoever in respect of such data. All information is sourced, issued and approved by Santander Asset Management UK Limited (Company Registration No. SC106669). Registered in Scotland at 287 St Vincent Street, Glasgow G2 5NB, United Kingdom. Authorised and regulated by the Financial Conduct Authority (FCA). FCA registered number 122491. You can check this on the Financial Services Register by visiting the FCA’s website www.fca.org.uk/register. Santander and the flame logo are registered trademarks. www.santanderassetmanagement.co.uk
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